ICICI Pru iProtect Smart Plan and Its Benefits.

ICICI Pru iProtect Smart Plan is a highly recommended term insurance plan for individuals and their loved ones. It offers numerous benefits that make it an attractive choice. Being the sole breadwinner, it is crucial to have a term plan to ensure financial security for those who depend on you.

You aim to bring comfort, joy, and safety to your loved ones and desire a secure future for your family at all times. ICICI Pru iProtect Smart allows you to customize your safety net, safeguarding your family’s future and enabling them to live a financially worry-free life, even if you’re not there. This plan provides the opportunity to increase coverage for Accidental Death and Accelerated Critical Illnesses, ensuring comprehensive protection for your life. It is also accessible for purchase online.

ICICI Pru iProtect Smart Plan and Its Benefits.

You’ll learn about the ICICI Pru iProtect Smart Plan and Its Benefits, as well as why it is better than other term plans available on the market. Just keep look at following benefits in short.

Plan Key Features:

• Life Insurance Cover 1 for financial security of your family
• Complete payout of life cover on diagnosis of terminal illness
• The product has two plan options as given below, that have to be chosen at the outset : • • •
  • With Return of Premium – where for a fully paid policy, the maturity benefit shall be 100% of Total premiums paid.
  • Without Return of Premium – No benefits are payable on survival of the Life Assured at the completion of the policy term.
• Enhanced Protection with ICICI Pru Non-linked Accidental Death and Disability Riders.
• Tax benefits 4 may be applicable on premiums paid and benefits received as per the prevailing tax laws.

ICICI Pru iProtect Smart Plan and Its Additional Benefits:

• Option to avail loans under the With Return of Premium option, up to 80% of the surrender value once the policy has acquired a surrender value
• Facility to avail the plan under Married Women’s Property (MWP) Act
• Option to increase the life cover at different milestones of the Life Assured, such as marriage and childbirth / adoption of child

Why do you buy ICICI Pru iProtect Smart Plan?

The ICICI Pru iProtect Smart Plan provides the option to tailor your coverage in order to safeguard your family’s financial well-being, ensuring their security even in your absence. It allows for increased protection against Accidental Death and Accelerated Critical Illnesses. The plan is easily accessible for purchase online.

• Special discounted rate for non-tobacco users
• Special discount on the first year premium amount for the salaried persons.
• Flexibility on the premium payments: the customer can choose the single pay, Limited pay, and Regular Pay.
• Need based benefit payout: the customer can get the benefited amount as a lump-sum, or as a monthly income for 10, 20 or 30 years.
• Affordable premium payments: The customer can pay premium Monthly, Half-yearly or Yearly mode. It fits into your tight budgets.
• Get Insurance Cover till 99 years of your age: The customer can get it at lower premium and desire policy terms.
• It pays for the treatments of any of the 34 critical diseases. It is optional, the customer need to pay extra premium for it. The best part is you don’t need to submit the hospital bill for claim the bill.
• It gives you four flexible life cover payout options: Income, Lump-sum plus Income, Lump-Sum, and Increasing Income.
• Its also cover AIDS: As a terminal illness benefits you can get from it.

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